Our services
Choose the support that makes the business easier to run
You may only need the regular books maintained. Or the real pressure may be VAT, CIS, customers, suppliers, payroll or understanding what the figures mean. The service can be built around the work you actually want to hand over.
Bookkeeping icon
Bookkeeping
Take the routine off your desk
Regular bookkeeping, reconciliations and organised financial records, with support that can grow as the business changes.
Bookkeeping services
VAT returns icon
VAT Returns
Keep the VAT work connected to the books
VAT return support built on properly maintained digital records, with queries and bookkeeping issues dealt with as part of the process.
VAT return support
Construction Industry Scheme support icon
CIS Support
Practical support for construction businesses
Support around contractor and subcontractor records, deductions, statements and recurring CIS administration where included in the agreed service.
Ask about CIS support
Management accounting icon
Management Accounting
See more than the bank balance
Use the underlying bookkeeping to create clearer financial information for owners and management during the year.
Management accounting
Wendy Carter MAAT, founder of Carter Bookkeeping Services

Bookkeeping led by Wendy Carter MAAT

A personal bookkeeping relationship, backed by a family-run team

Carter Bookkeeping Services is led by Wendy Carter MAAT, an AAT-qualified bookkeeper with more than 20 years of experience in finance.

Wendy’s approach is practical and personal. She takes time to understand how a business actually operates, how financial information moves through it and where the bookkeeping or surrounding admin is creating unnecessary work.

For some clients, Carter simply keeps the books in order. For others, the team becomes much more closely involved with VAT, customers, suppliers, payroll, reporting and the regular financial routine behind the business.

Qualification
AAT-qualified
Experience
More than 20 years
Approach
Personal & practical

Client feedback

What clients say about working with Carter

Independent feedback from businesses supported by Wendy and the Carter Bookkeeping Services team.

A 5-star rated bookkeeping service
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Damien Ellis profile picture
Damien Ellis
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I signed up with Carter Bookkeeping Services this year to handle the bookkeeping for both our UK and USA offices, and I have been extremely impressed with the service and expertise provided by Wendy and her team. Wendy’s attention to detail is exceptional. She is efficient, responsive, competitively priced, and always quick to answer questions. She also proactively reminds us of key dates and deadlines, which has been incredibly helpful for our business operations. I would have no hesitation in recommending Carter Bookkeeping Services to any business looking for reliable and professional bookkeeping support.
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Joe Burton profile picture
Joe Burton
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Wendy and the team at Carter Bookkeeping Services have been brilliant to work with. What really stands out is how approachable, organised and proactive Wendy is. She genuinely cares about helping clients understand their numbers rather than just processing them, and she goes above and beyond to make things simple and stress free. Her attention to detail is excellent, communication is always clear, and you can tell she is constantly looking at ways to improve systems and create a better experience for clients. If you are looking for a bookkeeper who is knowledgeable, trustworthy and genuinely invested in helping your business run better, I would highly recommend Carter Bookkeeping Services.
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Gary profile picture
Gary
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After having a couple of frustrating issues with previous bookkeepers we were looking for a change. We found Wendy and were impressed with her knowledge and attention to detail. Would highly recommend, no fuss, just gets the job done.
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Lesley Wallace profile picture
Lesley Wallace
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We moved to Wendy 6 months ago to manage the bookkeeping, CIS and VAT returns for our small plumbing company, having previously felt rather "lost" with a large corporate accounting firm. Definitely the right decision! Wendy is always efficient and helpful, keeping us on track with deadlines and happy to spend time explaining things (sometimes many times) to those of us less well-versed in accounting matters. Thank you Wendy!
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Christine Peever profile picture
Christine Peever
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Wendy has been working with us for the last few months and she's been great, keeping us on track with vat returns and general book keeping services always with a friendly smile. I would not hesitate to recommend her to anyone looking for a competent, friendly bookkeeper.
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Lewis Herbert profile picture
Lewis Herbert
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We have recently started using Carter Book Keeping Service for our Letting Agency. The change over process has been seamless. Wendy has been exceptionally informative, helpful and very professional. If you are in need of an excellent Book Keeper, I would highly recommend Wendy Carter.
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Dave Roberts profile picture
Dave Roberts
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I hired Wendy last year to complete my tax returns and it was one of the best decisions I could have made. As well as saving me a significant amount of time and money, Wendy was helpful, friendly and always got back to me quickly if I had questions. I will definitely be using Carter Bookkeeping Services again.
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Julie Heanue profile picture
Julie Heanue
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Carter bookkeeping has just completed my accounts for the year and I am very happy with the service. I have used them for a couple of years and they are always efficient with high levels of customer service. I have every confidence in them and would recommend their services without hesitation.
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Lucy Winterwood profile picture
Lucy Winterwood
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Having Wendy take care of my VAT and Tax returns has been a huge sigh of relief and saved me both time and money. Once we had everything set up, the on-going process/admin is simple, easy and can be done remotely. Thank you Wendy and team! :)
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Dominic Kane profile picture
Dominic Kane
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I have recently had the pleasure of employing Wendy's services by take care of my businesses book keeping. She has help shine light on 3 years of inaccurate data logging and miss alignments with my accounts and has constructed a strategy with me and my team to keep things in order going forward. Wendy works perfectly with my accountant and has a great network to assist with any other enquiries that may arise. For any book keeping and accounting questions Wendy Carter book keeping comes highly recommended.

Cloud accounting

Software should make bookkeeping easier, not become another problem

Xero accounting software
Xero
Intuit QuickBooks Advanced Certification
QuickBooks
FreeAgent Accredited Practitioner
FreeAgent
Sage accounting software
Sage

Local relationships, flexible working

Supporting businesses across Hertfordshire and Bedfordshire

Routine bookkeeping can be handled efficiently through cloud accounting, email, telephone and online meetings. When being in the room would help, face-to-face meetings and client visits are available across Hertfordshire and Bedfordshire by arrangement.

Hertfordshire
Bookkeeping across Hertfordshire
Supporting businesses across the county, with particularly strong local relationships around St Albans and Harpenden.
St Albans Harpenden Hatfield Watford
Bookkeeping in Hertfordshire →
Bedfordshire
Bookkeeping across Bedfordshire
Personal support across Bedfordshire, combining cloud bookkeeping with meetings and visits where they add value.
Bedford Leighton Buzzard Luton Dunstable
Bookkeeping in Bedfordshire →

Further afield?

Cloud accounting also allows Carter to support businesses across the wider UK.

Frequently asked questions

Questions about working with Carter

What types of businesses do you work with?

Carter Bookkeeping Services supports sole traders, partnerships, small businesses and growing companies. Our clients include trades and construction businesses as well as companies in other sectors that need reliable bookkeeping and financial administration.

Do you only work with businesses in Hertfordshire and Bedfordshire?

No. Hertfordshire and Bedfordshire are our main local service areas, where face-to-face meetings and client visits are available by arrangement. Cloud accounting also allows us to support businesses across the wider UK remotely.

Can you visit my business?

Yes. We visit clients across Hertfordshire and Bedfordshire by arrangement where meeting at the business would be useful. Routine bookkeeping can continue remotely between meetings using cloud accounting software, email, telephone and online meetings.

Which accounting software do you work with?

We work with Xero, QuickBooks, FreeAgent and Sage. We can usually continue with your existing system or help review the setup if it is creating unnecessary work or making the bookkeeping difficult to manage.

Can you take over from my current bookkeeper?

Yes. We can review the current records, accounting software and working process, identify outstanding information or reconciliation work and agree a practical handover before ongoing support begins.

What can Carter handle besides day-to-day bookkeeping?

Depending on the agreed scope, support can also include VAT returns, CIS administration, payroll, accounts payable, accounts receivable, credit control, management accounting, bookkeeping health checks and accounting software support.

Start with what is taking your time
Tell us what you would like the bookkeeping to make easier
You do not need to know which service name fits. Explain how things work now, what is taking too much time or where the records are causing uncertainty. Wendy can talk through the situation and help work out a sensible next step.
Talk to Wendy Call 07903 364040
Personal bookkeeping support across Hertfordshire, Bedfordshire and the wider UK.